Your Personal CFO – Smarter Money Management & Debt Payoff
SpendSavy gives you AI-powered financial insights to save money, pay off debt faster, and take complete control of your financial future.
🎯 Try Our Free Debt Optimization Calculator
Experience SpendSavy's intelligence with our free debt payoff calculator. Compare avalanche vs snowball strategies and discover exactly when you'll be debt-free!
Why Choose SpendSavy?
Real-time Insights
Get instant feedback on your spending patterns and saving opportunities.
Personalized Advice
Receive tailored recommendations based on your unique financial situation.
Smart Automation
Let our AI handle the heavy lifting while you focus on your goals.
Secure & Private
Your data is protected with bank-level security and encryption.
What is coming next
We are building an AI powered debt financial assistant. Here's our roadmap to financial freedom:
Automatic Bank Integration
Connect your real accounts and track debt automatically with secure open banking.
AI-Powered Smart Insights
Get personalized recommendations, understand your money patterns and accelerate debt payoff.
Interactive Progress Dashboard
Visualize your debt-free journey with gamified milestones and motivation.
AI Financial Assistant Savy
24/7 AI chatbot that provides expert answers to all your debt and financial questions.
Frequently Asked Questions
What is SpendSavy?
SpendSavy is your personal CFO — an intelligent financial assistant that helps you manage your money smarter, save more effortlessly, and pay off debts faster with real-time, actionable insights.
How is SpendSavy different from other budgeting tools?
Unlike traditional budgeting apps that just track your spending, SpendSavy acts like a financial strategist. We go beyond categories and charts by providing real-time saving opportunities, offering personalized advice to reduce unnecessary expenses, and helping you optimize loan repayments to become debt-free faster.
How does SpendSavy help me save money?
SpendSavy analyzes your spending patterns, identifies hidden costs (like subscriptions or high-interest payments), and suggests smarter ways to allocate your money — turning passive tracking into active saving.
Is my financial data safe?
Absolutely. Data privacy is our top priority. We use bank-level encryption and are working towards ensuring maximum control stays with you. Future versions will offer local processing options for enhanced privacy.